13Jan
We Are Expanding Our Operations Team
Lendability.com is seeking individuals with a strong background in mortgage processing and fulfillment to work in our Phoenix/Tempe, AZ corporate office. Candidates must have worked in the mortgage industry and have a proven track record of success. Our team is professional, ethical, motivated, and emphasizes first-class customer service to all our clients and affiliates.
Job Duties Include:
• Convert pipeline of 25-40 loans to funding
• Management of pipeline to ensure high close rate on all mortgage applications
• Consistent communication with borrowers, lenders, and title companies
Knowledge, Skills, and Abilities:
• 2+ years of mortgage broker/processor experience working with multiple lenders
• Knowledge of Fannie Mae underwriting guidelines and eligibility requirements
• Knowledge of FHA, VA, Conventional, Jumbo, Super Jumbo, and Home Equity
• Experience in managing a pipeline of 35+ loans
• Must be self-motivated and have the ability to work 40 hours per week
• Strong customer service background is REQUIRED
• Ability to communicate effectively in writing and verbally with customers and affiliates
Compensation range is $35K+ annually DOE. Candidates must have verifiable previous work history and income for consideration of employment. Please email a current resume and salary history along with a brief cover letter detailing your abilities to staffing@lendability.com.
Tags: Arizona, employment, job opening, Lendability.com, loan processor, Mortgage, phoenix, real estate
23Nov
Realtors, Who’s Your Target?
There are only three types of purchase buyers: Investors, move-up buyers, and first time home buyers. Who are you targeting?
NAR released that nearly half of the purchases for 2009 are first-time home buyers. The obvious factors playing a major role are significant drops in home prices, $8000 tax credit, low mortgage rates. It seems clear that with half the purchase market being first time home owners that would be the most likely target. The industry is ecstatic that the tax credit was extended through the middle of 2010. So there is still time to wrap your arms around a game plan to attract first time home buyers.
For all of us in the real estate business we continue to work with first time home buyers. Education seems to be the biggest win for us Lendability.com. We have held several seminars on the the home buying process. Many participants have purchased in the past and still attend because they are hungry for information that help them through the transaction. We have also been successful cleaning credit items that are impacting the credit score. We do this at no cost to the customer.
NAR estimates that 5MM resales will close for 2009 and 5.69MM for 2010. Buckle-up because this could be a great ride for all of us.
Please share your thoughts with me. As your partner, we want to work with you to attract new home buyers. If you have any ideas, please reach out to us and we will help you execute on them!
Have a great week.
Click here to view the CNN Money Article.
Tags: first time home buyers, home buyer tax credit, Lendability.com, Mortgage Industry, Mortgage Rates, purchase market, real estate professionals, realtors, target audience
17Nov
We’re Growing!
Lendability.com is expanding its Sales Team!
We are seeking motivated individuals to create and cultivate relationships with Realtors.
We offer:
• Performance-based Tiered Compensation Plan
• In-house Processing
• 30 day closings
• Training
• Help With Developing Your Book of Business
Preferred, but not required: Mortgages/Real Estate Sales experience
Lendability.com is a full-service, online discount mortgage company. We offer consumers a wide-variety of progressive mortgage products designed to provide quality, low rate home loan options. We take a highly advanced approach to financial service offerings, providing customers with unmatched access to personalized financial information in an efficient and secure format.
FHA/VA/CONV/JUMBO/USDA approved.
Send resumes via email to contact@lendability.com or fax (888) 400-3908.
Tags: Arizona, employment, job opening, Lendability.com, loan officer job, Mortgage, now hiring, phoenix, resume, sales job
06Apr
Now that the earnings bar has been set so low, this could present an opportunity for some wild swings in the market! The unprecedented action that the government has taken is just now starting to show signs of recovery. With the 30-year fixed mortgage rate seeming to hit new lows every week, this has created a surge in the bank’s loan pipelines from people wanting to refinance their homes. It will be interesting to see if they can handle the surge with understaffed departments after massive layoffs. The longer they can sustain the lower overhead, the greater the profit will be on the bottom line, but only time will tell which banks will start hiring more people to go after mortgage market share. I believe this will be the true sign to the start of a recovery. Decreasing unemployment and the banks showing signs of a recovery will surely be a sight for sore eyes. Housing data is looking extremely promising as well, with sales up and inventories shrinking. As long as earnings hit the mark or above, maybe with a few big profit surprises, things are starting to look promising!
TT
28Jan
Is the Treasury buying today? With the fed funds rates at zero, the government still has plenty of firepower left in the form of purchasing mortgage backed securities (MBS). Although the Treasury doesn’t say when, where, or how much it is buying, the market indicates a sizable pressure forcing rates down. This could be a sign that the government has again launched an all-out assault on purchasing MBS. The most important part is that the Treasury is buying these securities at a price point where it feels they can help the most.
The government seems, for now, to have found a formula that is working, with Fannie Mae and Freddie Mac under government control, the government pumping money into the banks, lowering the fed funds rate to zero, then having the Treasury purchase MBS, and then following it up with another possible bail-out with the staggering price of $825 billion dollars.
What does this mean for Mainstreet? Well, it is too early to say, but with banks that will continue to process loans and the government driving mortgages rates down only to purchase the loans on the back through Fannie Mae and Freddie Mac, the housing industry may be able to recover sooner rather than later.
Tags: Fannie Mae, Freddie Mac, mortgage backed securities, US Treasury
15Jan
Patient, determined, and easy going, you never miss a beat. The Penguin has the surviveABILITY to prosper in harsh conditions. The Penguin person succeeds at their own merits. Hard working, logical, and tenacious, the Penguin can be trusted to get the job done. By nature, the Penguin is methodical, sticking to routines and tradition. The rigidity and militant style of the Penguin often results in an unapproachable and intimidating personality. The penguin should weather this storm nicely 
12Nov
Abilityblog.com as well as Lendability.com, want to take this opportunity to thank all of the veterans that have severed our country and the soldiers that are current serving this great country. Our government and Lendability.com have teamed up to offer some amazing loan products to our great veterans. Lendability.com’s VAbility program extends huge saving and opportunities to veterans only, not sure if you qualify? Then give us a call you learn more about the saving and qualifications.
06Oct
In a time of market uncertainty Lendability.com wants to be first to catch any and all news. That’s why we have sent our crack team to the NYSE to make sure that we continue to stay on top of the news before it hits the wires. No, that’s not twiddle dum and twiddle dee that’s our top information specialist at Lendability.com Chance Radar and Bob Agahi. Bob, being the more important of the two, which is clearly evident by the various badges, one being red.
Brett Nelson 
Tags: Bob Agahi, Chance Radar
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